As a pioneer in the telematics technology space, Harald Trautsch, Founder and CEO of Dolphin Technologies is passionate about improving safety through technology and the insurance industry.

In response to escalating catastrophe exposures, several major personal lines insurers have recently halted the writing of new residential property insurance policies in California and Florida.

Despite the abundance of risk data available to Specialty and Commercial insurers due to digitalisation, a recent survey conducted by independent research firm Coleman Parkes for pricing decision intelligence leader hyperexponential reveals that the sector's pricing practices and technology fail…