Built specifically to address one of the industry’s most time-consuming pain points, ZORRO Discover automatically converts complex regulatory filings into actionable insights – potentially reducing research time by up to 95%.
Insurers currently spend an estimated $2.5 billion annually on manual reviews of regulatory documents, a process that consumes millions of labor hours and stalls strategic decisions. With regulatory filings often spanning thousands of pages and scattered across jurisdictions, the inefficiency of competitive research has long been a bottleneck for insurers.
ZestyAI aims to solve this with ZORRO Discover, which is powered by a proprietary generative AI pipeline optimized for the insurance sector. Drawing on insurance-specific data such as filings, objections, responses, and regulations from all 50 states, the platform leverages agentic AI to proactively navigate and synthesize vast regulatory content. The result is a fast, intuitive user experience that aligns with the structure and language of real-world insurance documentation.
“Regulatory filings have buried critical intelligence under layers of complexity for far too long,” said Kumar Dhuvur, founder and chief product officer of ZestyAI. “Through years of working closely with regulators, we’ve come to deeply understand these challenges. ZORRO Discover puts that intelligence at insurers’ fingertips so they can act faster, stay compliant, and make smarter decisions in an increasingly competitive market.”
Early users of ZORRO Discover report dramatic gains in efficiency, with the platform enabling teams to cut research time by up to 95%, saving both costs and valuable time. It is already helping compliance, actuarial, product, and strategy teams streamline operations, reduce regulatory risk, and uncover emerging market opportunities with ease.
Key capabilities include plain-language search across carriers, states, and time periods; executive-level summaries of complex filings; early identification of market trends through shifts in rates, rules, and guidelines; and side-by-side comparisons of competitor strategies, such as evaluating windstorm mitigation discounts across major carriers in Florida.
ZORRO Discover launches with a primary focus on homeowners insurance but is set to expand rapidly across other lines of business, including auto and commercial insurance. As regulatory and competitive intelligence becomes increasingly essential for insurers seeking a strategic edge, ZestyAI’s latest innovation promises to redefine how the industry approaches data, compliance, and growth.
