Targeting fixed-site manufacturing, distribution, and processing facilities with environmental risk exposures, EPIC aims to eliminate potential coverage gaps that can arise when multiple insurers, underwriters, and products are used to craft a solution. By consolidating these protections, the product offers businesses more comprehensive and efficient environmental risk management.

Key features include worldwide coverage for pollution incidents related to a company’s products and operations, miscellaneous pollution coverage on an occurrence basis, claims-made site pollution liability coverage, and on-site pre-existing clean-up coverage, alongside other critical protections.

“This new product provides companies across Canada – and the agents and brokers who support them – simplified access to broad pollution protection supported by deep claims expertise,” said Akshat Bhandari, Vice President, National Practice Leader Environmental & Reinsurance at Liberty Mutual Canada. “Through an extensive library of endorsements, the product can be easily tailored to better meet the specific needs of an individual company for full pollution and product pollution coverage.”