insureMO has announced the successful launch of its API-led insurance distribution platform to support Gallagher’s expanding digital insurance distribution capabilities across various ecosystems in the Philippines.
Founded in 1927, Gallagher serves clients across more than 130 countries. In the Philippines, it builds on the presence established by Philinsure in 2000, combining deep local market knowledge and relationships with Gallagher’s global insurance and risk management capabilities. The collaboration with insureMO strengthens Gallagher’s digital distribution capabilities across affinity, banking, embedded insurance, financial services, and other emerging channels.
The initial implementation supports Gallagher’s affinity business with a leading loan company. Products include Group Credit Life, Group Personal Accident, Enhanced Group Personal Accident, Family Relief Program, Calamity Assistance Program, Fire, and Accidental Death & Dismemberment (AD&D). From January through July 2026, the portfolio represented more than 400 million in aggregate policy and transaction value, demonstrating the platform’s ability to support substantial volumes as digital distribution expands.
insureMO provides Gallagher with a technology foundation that brings together insurance product configuration, digital customer journeys, APIs, and carrier connectivity. This enables Gallagher to bring products to market faster, integrate new distribution partners more efficiently, and improve analytics and reporting. insureMO’s carrier connectivity capabilities also help reduce the time and effort required to introduce additional insurers and products to distribution channels in the Philippine market.
The collaboration is already extending beyond the initial affinity implementation. Gallagher and insureMO are pursuing opportunities including retail insurance through banks, commercial lines in the transportation sector, embedded insurance for financial services companies, standalone digital insurance marketplaces, and broader carrier connectivity.
Rajat Sharma, chief revenue officer of insureMO, said the partnership combined complementary strengths.
“Gallagher brings a powerful combination of global insurance expertise and local market knowledge in the Philippines,” said Sharma. “By combining that strength with insureMO’s technology and carrier connectivity, we can shorten the journey from an insurance opportunity to a live product and create a foundation for Gallagher to continuously expand its digital insurance ecosystem.”
