Aon has announced a $1 billion expansion of its Data Center Lifecycle Insurance Program (DCLP), increasing total available capacity to $2.5 billion as investment in artificial intelligence, cloud computing and digital infrastructure continues to accelerate.
The global brokerage said the expansion responds to growing demand from investors, developers and operators as data centers increase in scale, complexity and capital intensity. First launched in 2025, the DCLP is designed to provide a coordinated, multi-line insurance solution that supports data center projects from construction through to full operational maturity.
The program brings together risk classes that have traditionally been insured separately, including construction, cyber, cargo and operational risks, into a single integrated insurance framework. This approach is intended to simplify risk transfer, improve certainty and support resilience across the entire data center lifecycle.
“Managing risk throughout the data center lifecycle is a strategic imperative – these platforms drive innovation, connectivity and economic growth,” said Greg Case, president and CEO of Aon. He added that building resilience into data center infrastructure is essential as facilities become larger and more complex.
The expanded DCLP combines insurance capacity with Aon’s risk engineering and analytics capabilities, helping clients demonstrate resilience and operational strength to investors, lenders and other stakeholders. Industry observers note that as data center projects scale, the insurance market must respond to a widening capacity gap, with individual facilities often representing investments of $500 million to $700 million and operating with minimal tolerance for downtime.
Joe Peiser, CEO of commercial risk for Aon, highlighted the broader impact of data center disruptions, which can extend beyond individual sites to customers, supply chains and wider business operations. “By expanding the capacity of DCLP, we are helping clients manage risk across the full lifecycle of a data center – from build-out to steady state operations, while supporting faster, more certain execution,” he said.
Under the expanded program, coverage of up to $2.5 billion is available for construction all risks, delay in start-up and operational property damage and business interruption. Cyber-related coverage, including cyber property damage and technology errors and omissions, is available up to $400 million, while third-party liability cover reaches $100 millionoutside the US. Project cargo and transport insurance of up to $500 million is also included.
The move reflects a broader industry trend to increase capacity for data center risk, as insurers and brokers adapt to the rapid growth of AI-driven infrastructure and its critical role in the global economy.
