As AI rapidly transitions from simple generative tools to fully autonomous, agentic systems, the global insurance market faces a critical inflection point. Beyond traditional Cyber and Tech E&O exposures lies “Silent AI” – the unpriced, non-affirmative risk quietly sitting across legacy casualty, executive, and property lines. 

This session explores whether AI liability represents the emergence of a fundamental “Third Peril” alongside natural disasters and human error. Join us as we examine where quiet coverage erosion is happening across current renewals, how autonomous agents challenge traditional underwriting frameworks, and what it will take for carriers, brokers, and InsurTechs to build affirmative, standalone solutions for 2027 and beyond.