Previously, Sixfold’s platform surfaced factual data from supplemental health documentation—such as medical history, medications, procedures, family background, and lifestyle factors—leaving underwriters to connect the dots manually. The new release restructures this process by contextualizing medical conditions, making it easier for underwriters to evaluate severity, progression, and the overall health story.
“Underwriters shouldn’t have to play detective with medical records,” said Alex Schmelkin, founder and CEO of Sixfold. “By integrating condition-based views and relevant clinical health data, underwriters get the full picture instantly. This reduces manual review time, improves accuracy, and helps insurers write more premiums.”
The enhancements enable faster case reviews by automatically linking related diagnoses, treatments, and historical procedures, while clearer lab insights provide standardized results for vital signs, cardiovascular health, and hematology with trend analysis. By presenting structured, condition-based views, the platform also reduces variability across underwriters and supports fairer, more consistent outcomes.
The impact is already being seen by early adopter Guardian, one of the largest U.S. life insurers, which reported a 50% reduction in case review time using Sixfold’s technology to accelerate disability underwriting. Following initial success, Guardian is now expanding the solution across additional lines.
“We’re building AI that mirrors how underwriters actually think—connecting medical facts into a full health story,” Schmelkin added. “What used to take hours now takes minutes.”
