NEXT Insurance has unveiled a new brand identity and will now operate as ERGO NEXT Insurance, marking a significant milestone in its evolution following integration with ERGO, the primary insurance arm of Munich Re.
The rebrand reflects ERGO NEXT’s next phase of growth as a leading digital insurer for small businesses, serving more than 750,000 entrepreneurs across the US. It also signals the company’s deeper alignment with Munich Re’s global insurance platform as part of the group’s international expansion strategy.

ERGO NEXT combines Munich Re and ERGO’s financial strength, underwriting discipline and global scale with NEXT’s technology-driven, digital-first insurance platform, aimed at delivering fast quoting and binding alongside long-term stability.
“By visually aligning our brands, we’re ensuring our identity reflects both the strong foundation of ERGO and Munich Re and the digital-first experience that NEXT brings to small commercial insurance,” said Joon-Soo Kim, VP of Marketing at ERGO NEXT.
Backed by one of the world’s largest reinsurers, ERGO NEXT is positioning itself not only as a direct digital carrier, but also as a long-term partner for agents navigating an increasingly complex small commercial risk environment.
Effi Fuks-Leichtag, Chief Product Officer, said the company has reached a pivotal stage in its development. With ERGO’s backing, ERGO NEXT plans to accelerate platform development, scale product capabilities and support agents and small businesses with tools designed for sustainable growth.
The new visual identity will roll out across ERGO NEXT’s website, digital channels and brand communications from today, with a broader market rollout planned over the coming months. The rebrand also sets the stage for new initiatives aimed at deepening agent relationships and strengthening ERGO NEXT’s presence in the US small business insurance market.
ERGO NEXT will continue to operate as a fully digital insurer, offering core small business coverages including general liability, BOP, workers’ compensation and professional liability, supported by AI-driven underwriting and 24/7 digital servicing.





