RGI has announced the acquisition of D4Next, an insurance technology company specialising in solutions that connect insurance products, distribution channels, and digital processes, powered by AI models.
The acquisition broadens RGI's ability to support insurers in addressing one of the key challenges facing the industry: how to accelerate business and technological innovation while progressively evolving an increasingly complex technology landscape.
As insurers continue to invest in new products, digital channels, distribution models, and more intelligent processes, the ability to introduce innovation progressively, and connect new capabilities with existing technologies, is becoming increasingly important. With the acquisition, RGI expands its proposition with capabilities designed to support this evolution across the insurance value chain.
Gianni Camisa, group chief executive officer of RGI, said the future of insurance technology was about making systems work together.
"The future of insurance technology is not about choosing between core platforms and agility. It is about making the technology landscape work together to support faster business innovation," said Camisa. "The acquisition of D4Next boosts RGI's ability to help insurers evolve their technology progressively, combining our expertise in insurance platforms with new capabilities that can accelerate innovation across digital, products and distribution."
Founded in 2021 by Vito Rocca and Davide Scaravaggi, D4Next saw Christophe Quesne join its shareholding structure in 2024 as part of the establishment of its French entity. The company brings to RGI a technology platform and expertise focused on enabling insurers to bring new commercial offers and services to market with greater speed and flexibility.
Its YOGA platform acts as an intelligent layer that integrates with existing insurance systems and extends their capabilities. It has a particular focus on digital distribution, channel configuration, commercial offer configuration across distribution channels, channel strategy management, real-time business event processing and analytics, hybrid offerings combining insurance and non-insurance products, and omni-channel interactions across mobile, phone, and intermediary channels. In particular, YOGA enables insurers to decouple commercial offer configuration from the underlying technical insurance product, connect different core systems and channels, and introduce new services and workflows.
YOGA is already fully integrated with the RGI PASS Platform, and RGI said the positive experience of customers already running the integrated suite demonstrates the value of the joint proposition. The platform also extends these capabilities with agentic AI applications that support digital interactions with customers across insurance processes such as underwriting, claims, and customer service.
Davide Scaravaggi, chief executive officer of D4Next, said joining RGI marked an important step in the company's growth.
"Joining RGI marks an important step in D4Next's growth. We share a common vision of how technology can help insurers accelerate business innovation," said Scaravaggi. "Becoming part of RGI gives us the opportunity to contribute to a broader proposition, combining our capabilities with RGI's technology, insurance expertise and international presence."
D4Next has a team of more than 20 professionals and operates across Italy and France. Over the last three years, the company has built a customer base of 16 clients. RGI and D4Next will further expand their cooperation in the markets already served by RGI, and are already actively pursuing opportunities in France, where D4Next has an established presence.
