Neat and Visa launch next-generation embedded insurance for 25 million cardholders

NEAT Protect has partnered with Visa to enhance insurance and medical assistance services embedded within Visa card offerings, as part of a broader push towards digital-first protection experiences.

Through the collaboration, Visa cardholders will gain access to new insurance features, streamlined digital claims processes, and personalised protections powered by AI-driven insights. The rollout will begin in France, where Visa’s embedded insurance programmes already cover more than 25 million cardholders, before expanding across Europe.

The partnership builds on existing card-linked insurance programmes, aiming to improve user experience through greater transparency, faster claims handling, and more tailored coverage options.

Florence Mélique said: “Insurance and assistance play a key role in the value a Visa card delivers to cardholders. In France alone, our embedded insurance programs already protect more than 25 million cardholders, both consumers and business owners. As usage scales, expectations are changing – cardholders want clarity, personalisation and faster, digital-first claims experiences. Through our partnership with Neat, we are reinventing card-embedded insurance by combining Visa’s scale and trust with next-generation technology. This partnership allows us to deliver more intuitive, more transparent and more relevant protection, reinforcing the Visa card as an everyday companion that brings real, high-value benefits well beyond payments.”

Maximilien Dauzet added: “The opportunity to partner with a world leader in its sector like Visa is a clear recognition of our unique positioning in embedded insurance. This collaboration with a global leader is a milestone for Neat that fuels our ambition to significantly grow our presence in Europe as a new leader and key player in our sector. It demonstrates our ability to deliver an embedded insurance infrastructure on a European scale, with high standards of transparency, speed and reliability. Visa recognized Neat’s innovative edge and its ability to design tailor-made, customer-centric products.”

The deal highlights continued momentum in embedded insurance, as insurers and technology providers partner with global platforms to deliver protection seamlessly within everyday financial products.

Sign up and Stay ahead of the Market

Walk into every meeting as the best-informed person in the room. Each week you'll spot the deals, moves and shifts shaping insurance before your competitors do - and know exactly where the industry is heading next.

2,000,000+

Join insurance professionals today.

Meenal Narang · 

The second you subscribe you're on the list - your first Weekly Brief lands upcoming Friday.

Name(Required)

Meet the industry at a global conference.

The stories you read here happen live on our stages. Join thousands of leaders across our four global editions.