Welcome to Future50, the launchpad for up-and-coming insurtechs fuelled by you, our community of insurance professionals

WHAT IS FUTURE50?

The Future50 is the world’s most credible ranking of insurtechs that will soon take the industry by storm. You might not know all of them today, but you definitely will in the years to come!

With your support, as well as by working closely with Sønr – the world’s leading market intelligence platform for the insurance sector – we will shortlist the top insurtech startups in the Americas, EMEA and APAC respectively. 

Our star-studded judging panel made up of insurance industry leaders will then review the shortlist to help define and select the 50 most innovative insurtechs in each region, with awards on offer to the winner in each region. 

HOW TO GET INVOLVED?

Simply submit your name and the names of up to 3 early stage insurtechs (either challenger insurer or enabler) that you think deserve a space on Future50 and why. We’ll consider all start-ups as long as they: 

 Have a live product in-market

 If they’ve raised investment, no higher than Series A (and no more than a single round)

 Aren’t a wholly-owned subsidiary (of an incumbent)

Our judges will then review the votes along with Sønr’s industry intelligence to define the winning 50 from each region. Watch this space!

 

SUBMIT YOUR VOTE

Who did you vote for? Share it with your network!

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SOME OF THE JUDGES REVEALED

Inji Charkani

CIO at AXA Partners

Frank Desvignes

Global Innovation Head at AXA

Ben Luckett

CIO at Aviva

David Priestly

CDO at Vitality

Sten Saar

CEO at Zego

Joanne Safo

Global CIO at Munich Re Digital Partners

Paul Tyler

CMO at Nassau Re

Steven Zuanella

Global CDO at Generali

Masashi Namatame

CDO at Tokio Marine 

Magdalena Ramada Sarasola

EMEA Innovation Leader at Willis Towers Watson

Ryan Kim

Group CDO at FWD

Will Pritchett

CIO at Royal London Group 

Mark Glenn

Global Chief Transformation Officer at Bupa

Steve Rhee

CDO at Gallagher 

Alexander Bockelmann

Group CTO at Baloise 

Eddie Ahmed

Chairman, President, CEO at MassMutual International

Frank Eijsink

President and Chief Executive Officer at NN Life 

Morgan Spillane

CTO at Legal & General 

WHO ARE YOU VOTING FOR?

Aardy

– Travel insurance comparison marketplace– Licensed in 50 states, 9...

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Aeroplan

– An online B2B marketplace for Medical Transport services, connecting...

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AgentSync

– An automated Producer Management and Compliance service built on...

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AjusTech

– On-demand inspection network. Streamlines on-site inspection processes of documents,...

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AI Insurance

– Cloud-based insurance platform for captives, RRGs, and small/medium carriers–...

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Arbicare

– Workers’​ compensation focused utilisation management and peer review organisation.–...

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Arbol

– Parametric insurance marketplace, connects weather exposed agricultural entities with...

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AssureGuru

– Digital insurance agency which operates an online insurance marketplace–...

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Assurely

– Insurance-as-a-Service platform that aims to help digital marketplaces build...

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Atomica

– An algorithmic, autonomous protocol built for developers and capital...

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Attestiv

– Offered across a range of industries, not just insurance–...

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Avinew

– Its autonomous, usage-based insurance programs use driving data, artificial...

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Bees360

– AI and drone solutions for property, solutions in claims...

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Bergson

– Digital insurance platform, currently offers auto insurance, providing quotes...

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Betterfly

– Offer employees life insurance policies that provide rewards for...

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BindHQ

– Aims to helps insurance professionals process sales, leverage knowledge...

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Bold

– An at-home digital fitness program designed to help older...

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Bonzah.com

– Bonzah provides affordable and primary rental car damage insurance...

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Briza.io

– Insurance as a service API for commercial ins, aggregating...

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Brokercore

– provides web-based commercial insurance broker management software– Aims to...

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Buckle

– Building car insurance and financial services applications for the...

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Buddy

– Episodic accident insurance (underwritten by Lloyd’s) for activities– Developed...

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Cake

– A free end of life planning platform, helping people...

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Chisel AI

– NLP/AI platform for automated document analysis, purpose built for...

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Claim Genius

– An AI-powered, patent-pending auto claims management platform. Its ‘Genius...

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Claimatic

– A cloud-based, patent-pending SaaS plug-in technology platform that provides...

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Claimly

– Instantly pays practices for their patients visits without the...

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Clyde

– Product protection, enabling retailers, from startup to enterprise, to...

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CogniSure

– Patent-pending algorithms unlocks insights trapped in unstructured documents such...

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Counterpart

– Offers management liability products designed for small and medium-sized...

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Covela

– A free digital insurance agent for companies that offers...

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Cultovo

– Climate/crop insurance in South America– Tracks precipitation-related climate risk...

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Delos

– Uses satellite imagery and AI to help homeowners in...

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Denim

– Data-driven marketing platform serving the insurance and financial services...

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Digisure

– Insurance-as-a-Service to digital platforms focused on all-in-one customer id...

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Dobby

– an AI-powered home management platform, enables users to submit...

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Doc-Doc

– Its telemedicine platform covers 25 specialties, and is available...

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Dorothy

– A provider of catastrophic risk data for insurance industry....

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Welcomedot.com

– Mobile-first robot financial advisor delivering personalized recommendations helping people...

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DropIn

– Provides an on-demand, AI-backed live video platform which enables...

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Ecopia

– An artificial intelligence company specialising in mine geospatial big...

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Edgybees

– Edgybees’ solution combines advanced computer vision and machine learning...

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Encircle

– A provider of real-time documentation and productivity tools for...

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eVisit

– At eVisit, they’re on a mission to simplify healthcare...

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Evry Health

– Health insurance plans covering primary care, mental health, nutrition...

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Fenris

– Offers proprietary data repository on 255m individuals, 30m small...

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Finaeo

– An insurtech platform built for L&H brokers. platform offers...

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FindBob

– Provider of transition management platforms for the financial services...

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Flotify

– Comparison platform for agents selling small fleet insurance

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FlueID

– Streamline real estate transaction workflow – real estate closing...

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Flyreel

– An AI-assisted underwriting solution for commercial and residential insurance....

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Foresite

– Proactive commercial insurtech using data to help with risk...

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Formotiv

– Patent-pending Digital Polygraph provides real-time analysis of user behavior,...

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GloveBox

– Provides workers compensation for employees, and also offers accident...

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Glow

– Provides workers compensation for employees, and also offers accident...

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Goodly

– Enables companies to offer student loan debt repayment as...

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Gradient AI

– A predictive analytics, decision support and workflow automation provider...

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GroupHub

– Insurance, Benefits, and Compliance for Startups– Marketplace of benefits,...

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GroupSense

– A threat-intelligence-as-a-service company delivering personalised intelligence to help with...

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Hailios

– Captures the data from hail, wind, temperature, and moisture–...

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Harbor.ai

– A.I. Insurance Exchange Connecting agents and brokers, wholesalers, and...

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Headway

-A national, virtual network of therapists who accept insurance, helping...

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Health Hero

– Personalised and omni-channel health engagement program (inclusive tele-health) serving...

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Hi Seguro

– Insurance aggregator and comparison service on auto, property, medical...

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Highwing

– Open data platform for commercial insurance. provides brokers with...

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Hosta Labs

– Property and infrastructure intelligence & AI – Delivering materials,...

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Hourly

– An insurtech/fintech that simplifies workers’ comp insurance, payroll, and...

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Huckleberry

– Business insurance startup, offering business insurance, workers’ compensation and...

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ianacare

– Platform for caregivers, available as an employee benefit– Users...

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Inshur

– Platform for commercial auto insurance – digital insurance for...

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Instnt

– Provides a proprietary Insurtech software platform that delivers a...

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Insurmi

Insurmi’s Violet is an A.I. assistant built to increase revenue,...

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Clupp

– Auto insurance app which covers all forms of mobility,...

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IXN

– Cross-platform quote and application tools– API driven platform for...

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Jerry

– AI financial service startup that negotiates loans and insurances...

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Jones

– Automated liability/insurance certificates solution software for real estate– Automates...

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Jooycar

– Offers bother personal and commercial auto insurance products,– Fleetr...

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Joshu

– Helps insurance carriers and brokers launch online distribution channels–...

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Jumpstart

– Parametric catastrophe insurance (earthquake insurance)– $10k for renters/homeowners ($20k...

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Kalepa

– AI powered decision-support software to commercial insurance underwriters. Kalepa’s...

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Kayum

– Comparison platform for medical, auto, uber, motorcycle and truck...

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Kettle

– An Insurtech MGA using Swarm Neural Networks to better...

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Kindur

– Helps people better understand savings, insurance, social security and...

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Kruzr

– A plug and play AI-powered mobile driving assistant. Monitoring...

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Layr

– AI-powered business insurance platform that automates the role of...

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LifeRant

– Supplementary health insurance products for patients.– Monthly premiumoptions and...

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LifeVest

– AI-Powered Contract Analytics Cloud for legal and finance teams–...

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LISA Insurtech

– Streamlines insurance processes with blockchain and artificial intelligence. automating...

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Livelii

– Helps Canadian freelancers get health and dental coverage, paid...

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Luxelare

– A precision agriculture company with an integrated web and...

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MangoLife

– A provider of life, retirement, education, and health insurance...

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Marble

– A digital wallet and loyalty platform for insurance,– Launched...

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Mecubro

– Temporary Personal accident insurance for more than 500 activites....

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MiBroker

– A digital insurance brokerage for P&C insurance. Offers business,...

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Mile Auto

– A pay-per-mile auto insurance company using patented computer vision...

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Mitigateway

– Identifies risks in everyday products, schedules common maintenance for...

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Multis

– A cryptowallet for business banking– Streamline payments, track wallets,...

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NXM LABS

– An IoT Blockchain platform developer, its proprietary software and...

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O2Obots

– AI chatbot for banks, fintechs, financial institutions and card...

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OnSiteIQ

– Provider of a visual construction documentation platform that is...

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Optimity

– A full-service digital corporate health platform. Their mobile apps...

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Osana Salud

– API-connected healthcare infrastructure, from diagnosis, to delivery of medication,...

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Osigu

– Connects all the parties in the healthcare ecosystem, enabling...

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OTONOMI

– A B2B SaaS for insurance carriers, automates claims, digitizes...

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Owl.co

– Insurance claim monitoring platform automatically detects significant losses from...

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Parento

– An insurance agency that obtains & sells a proprietary...

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Plume

– A health tech company for the transgender community.– no...

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Poolpo

– Leverages AI to analyse insurance policies and consumer personal...

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PolicyMe

– Personalised life insurance advice abd coverage calculator in 5...

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Praedicat

– Develops software for property and casualty insurance industries, offering...

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Pride Life

– Helps individuals, families, and organisations with their health insurance...

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QuePlan.cl

– Comparator of benefit plans, health, catastrophe, business, life and...

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Regard

– Insurance distribution for mortgage originators– Enables loan applicants to...

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REIN

– REIN platform is built to use unstructured business data...

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Resilience

– AI-based risk analytics platform for cyber insurance/security – insurance,...

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Resilient

– Insurance-as-a-Service platform helping businesses target low to moderate income...

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S4

– Risk Management Solutions to ensure food production through Index...

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Safe2Go

– Insurance as a service: white Label Insurance Platform, insurance...

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Safely

– Vacation rental protection, airbnb and Vrbo etc insurance– Up...

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SafetyWing

– A worldwide health insurance for global freelancers, remote workers...

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Salty

– Embedded insurance: a proprietary Software-as-a-Service (SaaS) solution that uses...

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Sami

– Health plan startup. Initially provided data analytics and telemedicine...

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Saive

– Free Mobile driver score that measures driving behavior in...

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Savvy

– Employee benefits for startups and small businesses, five min...

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Sayata Labs

– Enterprise-grade cyber risk assessment company offering a streamlined solution...

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SegurApp

– Insurance management mobile/web platform. Upload current insurance or get...

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SHADE.ai

– Conversational AI solution providing automated insurance advice, sales, and...

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ShiftRide

– Flexible car subscription, insurance included from northbridge insurance– Users...

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Sigo Seguros

– Auto insurtech, mobile-based, brokerage– Helps people with limited insurance...

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Skopenow

– Automated fraud intelligence– Skopenow’s platform identifies, collects, and analyzes...

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Slice Labs

– On-demand insurance cloud platform provider enabling insurers to offer...

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Sofía

– A health insurtech– Also offers its users video consultations...

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Sorcero

– Sorcero Language Intelligence Platform empowers companies in Life and...

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Soteris

– Machine learning analyses a company’s existing data to score...

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Steadily

– Digital insurance platform for landlords, quotes received in minutes–...

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STYCKR

– Offers IoT-compliant asset trackers/tools for industrial and retail products,...

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Super.mx

– Insurance that pay instantly, with no adjuster, no negotiating,...

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Surefyre

– A cloud-based software platform – workflow engine for modern...

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TailorWell

– Provides association health plans and multiple employer welfare arrangements.–...

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Wrapbook

– Production management platform – payroll, timecars, onboarding and insurance...

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Talage

– A fully automated software platform that helps small business...

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Tauruseer

– A Continuous Assurance Platform, offering big data analytics with...

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Thinkseg

– Digital insurance marketplace connecting insurers brokers and clients. Currently...

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TNEDICCA

– Provides proprietary location-based crash risk scores proven to help...

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Traity

– A platform that analyses the reputation of users of...

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TrustLayer

Automate the verification of insurance, licenses, and compliance documents that...

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Ubios

– Leverages big data and motion detection technology to help...

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Underwrite Me

– An insurtech providing insurance professionals with accurate underwriting data,...

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Unum ID

– Shared, verified identity, helping companies better know their customers...

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Veloseguro

Brokerage company exclusively for bicycle insurance, covers theft and damage...

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Velosurance

– A US national bicycle-focused insurance agency. Offers the availability...

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Verikai

– Alternative data platform for insurers– Database includes more than...

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VisionX

– Distribution platform for insurers and brokers– White label solution...

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Wellth

– Behaviour change company working in medication and care plan...

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Westhill

– Provides digital solutions for the property & casualty (P&C)...

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WorldCover

– Parametric insurance, initially started by selling weather insurance to...

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Wunderite

– Data exchange for the commercial insurance brokers market.– Enables...

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Wyze Labs

– Smart home device developer– First product was WyzeCam. Also...

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Xilo

– A quoting and sales automation platform for insurance agencies....

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Yaxa

– A cyber security company that specializes in protecting digital...

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Zeguro

– Cyber insurtech, underwritten by HSB/Munich Re.– Enables small and...

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Zentist

– Dental billing and plans– Automated Dental Insurance Claims Processing

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Threeflow

– RFP platform purpose built for the employee benefits industry,...

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DEFINING THE NEW GENERATION

The insurance sector is home to some of the world’s most exciting start-ups who are transforming the way insurance is bought, sold and delivered, bringing huge efficiencies and vastly improved customer experiences.

Today’s new venture could be the next unicorn: a number of insurtechs in the US, UK and Europe have emerged from scratch to achieve $1bn valuations in the past 10 years.

To celebrate and recognise the entrepreneurs, innovators and next big things in our vibrant community, Insurtech Insights is delighted to launch Future50: the world’s leading ranking of insurance start-ups.

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