The acquisition brings together Earnix’s advanced predictive AI capabilities with Zelros’s cutting-edge generative AI recommendation engine. The combined platform promises to enhance decision-making across the entire risk and customer lifecycle—from personalized quoting to claims—enabling insurers to deliver the right offer, at the right time, with greater precision.
This strategic union will equip insurance and banking professionals with powerful AI tools to operate more effectively in regulated environments, ultimately driving higher conversion rates and improved customer satisfaction. The joint offering is particularly aimed at pricing and product managers, underwriters, and agents.
“This acquisition reaffirms Earnix’s leadership in responsible AI innovation,” said Robin Gilthorpe, CEO of Earnix. “We’re also deepening our commitment to the French market by establishing a major development center in Paris, accelerating our growth across Europe.”
Zelros co-founder and CEO Damien Philippon added: “Together, we will provide hyper-personalized, data-driven experiences that build trust, drive customer retention, and set a new standard for the insurance and banking industries.”
The acquisition has been well received by clients of both companies. Stéphane Muller, Chief Insurance Officer, and David Quantin, Chief Information Officer of French mutual insurer Matmut, commented: “The synergies between Zelros and Earnix are compelling and will enhance our ability to serve our members with more tailored and efficient solutions.”
With a client base that includes Aviva, AXA, BPCE, IAG, Generali, Matmut, Santander, and Tokio Marine, Earnix is positioning itself as the AI engine behind global insurance transformation.
Dr. Erel Margalit, Chairman of Earnix and former chair of cybersecurity firm CyberArk, highlighted the acquisition as a milestone in the company’s growth: “France has always been a strategic focus. Welcoming Zelros into the Earnix family marks a leap forward in our European expansion and innovation roadmap.”
The acquisition reflects both companies’ shared commitment to shaping the future of AI in insurance and banking—delivering solutions that are not only intelligent but also actionable and impactful.
