The collaboration aims to enhance underwriting efficiency by integrating Confianza’s advanced data intelligence capabilities into Cytora’s AI-driven risk digitization platform.
Through the partnership, insurers will gain access to data intelligence spanning 75 million businesses and their principals, enabling faster, more accurate underwriting decisions. Confianza’s proprietary data solutions will help digitize and enrich risk submissions by providing key insights on business verification, compliance, financial health, fraud detection, and consumer credit risk.
Confianza’s expansive database covers 330 million adults/principals, 190 million properties, and vehicle VIN and registration details, along with predictive risk modules that assess crime trends, premium leakage, replacement cost estimates, and lessor’s risk occupancy. By combining Cytora’s AI-powered risk processing with Confianza’s deep data resources, insurers can streamline workflows, minimize underwriting delays, and improve profitability through automated risk enrichment and enhanced decision-making accuracy.
The partnership marks Cytora’s latest integration initiative as it continues to build one of the most comprehensive data ecosystems for insurers. It follows a period of rapid expansion, including a major collaboration with Chubb and the launch of an enhanced risk assessment platform earlier this month that leverages agentic AI for greater performance and explainability in underwriting.
Juan de Castro, COO at Cytora, said: “With the increasing complexity of risk assessment, insurers need cutting-edge solutions to stay ahead. The key to effective underwriting today is access to real-time, enriched data. Our collaboration with Confianza ensures that insurers have the information they need at their fingertips to drive smarter risk selection. This partnership will equip insurers with a powerful combination of AI-driven risk processing and robust data intelligence, allowing them to make smarter, faster decisions while ensuring their portfolios remain resilient and profitable.”
John Petricelli, Chief Data Officer at Confianza, added: “This partnership is a game-changer for insurers looking to optimize their risk evaluation strategies. With Cytora, we are delivering a seamless data-driven underwriting experience, where insurers will gain deeper insights into risks, enabling them to underwrite with greater confidence and speed. We look forward to driving meaningful innovation in the insurance industry together.”
