Aon has expanded its Data Center Lifecycle Insurance Program (DCLP), increasing the program’s capacity to $5 billion while broadening the range of risk management and advisory services available to clients developing and operating digital infrastructure assets.
The enhanced program is designed to support data center projects throughout their lifecycle, from construction and financing to long-term operations, as investment in artificial intelligence, cloud computing and hyperscale data centers continues to accelerate.
Expanded insurance capacity
The latest expansion increases DCLP capacity from $3.5 billion to $5 billion, providing larger insurance limits for increasingly capital-intensive digital infrastructure projects.
The program now offers:
- Up to $5 billion in Construction All Risks (CAR), Delay in Start-Up (DSU), Property Damage and Business Interruption cover, backed by A-rated insurers from Lloyd’s and company markets.
- Up to $200 million in third-party liability coverage outside the United States and $100 million within the U.S.
- Up to $400 million in Cyber and Technology Errors and Omissions coverage.
- Up to $500 million in project cargo insurance.
- Up to $1 billion in terrorism insurance through Aon’s existing facilities.
Reliable by Design approach
Aon said the expanded program reflects its Reliable by Design approach to digital infrastructure, extending the offering beyond traditional insurance placement by integrating engineering expertise and risk intelligence earlier in the project development process.
The company said this approach is intended to help clients reduce transition risk, strengthen resilience and develop digital infrastructure assets that are both insurable and attractive to investors.
In addition to insurance capacity, the enhanced program incorporates advisory services provided through Aon Global Risk Consulting, including:
- Climate risk advisory
- Environmental risk solutions
- Owners Protective Professional Indemnity
- Security risk consulting
- Risk engineering
- Operational resilience services
These services are designed to support clients throughout the full lifecycle of digital infrastructure assets.
Responding to growing digital infrastructure investment
The expansion comes amid rising global investment in AI infrastructure, cloud computing platforms and hyperscale data centers, which has increased demand for insurance solutions capable of supporting larger, more complex and capital-intensive projects.
According to Aon, clients increasingly require integrated insurance and advisory capabilities that help manage risks throughout development, construction and operational phases.
Executive comment
Joe Peiser, CEO of Risk Capital at Aon, said digital infrastructure has become one of the world’s most significant investment sectors.
“Digital infrastructure has become one of the most important and capital-intensive asset classes in the global economy. As clients build larger and more complex data center portfolios, they need access to greater insurance capacity alongside solutions that strengthen resilience throughout the asset lifecycle. Expanding DCLP to $5 billion demonstrates our ability to help clients access capital, manage risk and scale with confidence.”
The expanded program builds on previous enhancements that increased DCLP capacity to $3.5 billion while extending coverage to support operational data centers.
