Insurance has spent decades discussing legacy systems as the primary barrier to innovation. But increasingly, the real constraint may be less technical and more cultural. Technology can be replaced; mindsets, incentives, and risk appetites are far harder to shift. Across carriers, brokers, and reinsurers, many of the tools required for transformation already exist. Cloud platforms, modern data infrastructure, and AI-driven capabilities are more accessible than ever. Yet progress often stalls not because of technology itself, but because of organisational inertia, legacy thinking, and deeply embedded ways of working. 

As competitive pressure intensifies and new entrants challenge traditional models, insurers must confront a difficult question: is the biggest barrier to innovation actually the industry’s mindset? 

Join us for “Beyond Legacy: Are Mindsets the Biggest Hurdle to Insurance Innovation?” as we explore how leaders are moving past technical constraints and addressing the cultural and strategic barriers that often slow real progress. We’ll discuss how to: 

– Rethink leadership incentives and decision-making structures that unintentionally slow innovation 

– Move beyond incremental improvement to enable genuinely new products, processes, and operating models 

– Balance the industry’s necessary risk discipline with the experimentation required for transformation 

– Build cultures that encourage curiosity, accountability, and long-term innovation rather than short-term optimisation