Skyway Underwriters has announced a strategic partnership with ResiQuant aimed at transforming the underwriting of coastal wind risk in Florida’s property insurance market, as insurers increasingly turn to artificial intelligence to manage catastrophe-exposed portfolios.
Skyway, an AI-native managing general agent backed by American Coastal Insurance Company, has deployed ResiQuant’s underwriting platform across its apartment and assisted living programs in Florida. The collaboration combines automated workflows with structural engineering-based risk intelligence, enabling the MGA to scale underwriting while maintaining granular, building-level risk assessment.
The partnership reflects a broader shift in the property insurance sector away from manual underwriting processes and aggregated risk models toward data-driven, building-specific analysis. Florida’s coastal property market presents a particularly complex challenge, where insurers must balance speed in responding to broker submissions with the analytical rigor required to differentiate resilient properties from vulnerable ones.
According to Skyway, ResiQuant’s platform processes unstructured broker data in real time and evaluates structural vulnerabilities associated with coastal wind exposure, allowing underwriters to make faster and more precise risk selection decisions. The MGA believes the technology will support its expansion beyond condominium insurance into Florida’s apartment and assisted living segments.
Chris Griffith, President of Skyway Underwriters, said the partnership would strengthen the firm’s ability to scale its catastrophe underwriting capabilities without compromising underwriting discipline. ResiQuant’s co-founder and CEO, Dr. Omar Issa, highlighted the importance of engineering-level intelligence in identifying resilience factors that traditional underwriting models often overlook.
The agreement also positions Skyway to capitalise on growing demand for specialised property underwriting as insurers expand their use of artificial intelligence. Industry surveys suggest that a significant proportion of insurers are either already using AI in underwriting or planning to do so in the near term, underscoring the accelerating digitalisation of catastrophe risk assessment.
As Skyway continues to expand its footprint in catastrophe-exposed property markets, the partnership with ResiQuant illustrates how MGAs and insurtech platforms are increasingly collaborating to enhance underwriting efficiency, precision and scalability in high-risk insurance segments.
