Safepoint, which manages over 200,000 policyholders across Florida, Louisiana, Texas, Mississippi, and Alabama, will integrate ZestyAI’s advanced property risk insights to improve underwriting accuracy and expand coverage accessibility. By leveraging high-resolution aerial imagery and machine learning-driven analytics, Safepoint aims to assess large property portfolios more effectively while strengthening its loss cost control strategy.
The AI-powered solution will also refine Safepoint’s inspection process, reducing unnecessary site visits and optimizing resource allocation, all while maintaining rigorous risk assessment standards. This collaboration underscores the growing role of artificial intelligence in modernizing insurance operations, enabling carriers to predict and manage risk with greater precision.
“ZestyAI’s property insights have set a new benchmark for accuracy and innovation,” said David Flitman, CEO of Safepoint Holdings. “The flexibility of their solutions and the ability to evaluate large insured portfolios in a matter of days provide tremendous value to us. This partnership will allow us to better serve our policyholders by proactively managing risk while making our operations more efficient.”
ZestyAI’s Advanced Risk Solutions Adopted by Safepoint:
- Z-PROPERTY Digital Roof™: Analyzes key drivers of roof-related risk using AI-powered 3D modeling of high-resolution aerial imagery, improving Safepoint’s risk selection process and optimizing inspections by identifying properties requiring on-site evaluations.
- Z-PROPERTY Location Insights: Provides property-specific risk assessments for over 150 million properties across the U.S., identifying hazards such as overhanging vegetation and lot debris to uncover hidden risks, streamline workflows, and align premiums with actual risk.
- Roof Age: Combines 20+ years of aerial imagery with verified building permit data, achieving 92%+ accuracy in roof age estimation. This eliminates reliance on self-reported or incomplete data, improving pricing precision, reducing claims exposure, and informing eligibility decisions.
“With AI-driven property intelligence, Safepoint can make better risk decisions, lower costs, and expand coverage in high-climate-risk states,” said Attila Toth, Founder and CEO of ZestyAI. “We’re excited to provide the insights Safepoint needs to strengthen underwriting and better serve policyholders.”
The partnership supports Safepoint’s expansion, enabling efficient scaling while maintaining cost-effective, reliable coverage. Safepoint Holdings operates with a combined policyholder surplus of approximately $150 million, with Safepoint Insurance Co. holding $70 million.
