Aon has increased the capacity of its Data Center Lifecycle Insurance Program (DCLP) to $3.5bn, following a $1bn expansion as demand for data centre risk solutions continues to accelerate.
The move also broadens the programme’s scope to include existing data centres beyond their first year of operations, extending coverage from construction and commissioning into long-term operational phases.
Originally launched in June 2025, the DCLP is a multi-line insurance solution designed to address the interconnected construction, operational, cyber, and financial risks faced by data centre owners, developers, and investors. The programme was previously expanded to $2.5bn in January 2026.
The latest increase reflects rising global investment in cloud computing, artificial intelligence, and hyperscale infrastructure, alongside the growing need for resilience as data centres become more complex and capital-intensive.
The enhanced programme now offers up to $3.5bn in coverage across construction all risks, delay in start-up, and operational property damage or business interruption. It also includes cyber and technology E&O cover up to $400m, third-party liability up to $200m globally, and project cargo and transport insurance up to $500m.
Risk engineering and cyber modelling capabilities are delivered through Aon’s Global Risk Consulting team, with capacity supported by a global panel of A-rated or higher insurers across Lloyd’s and company markets.
Joe Peiser said: “Data centres have become foundational to innovation, connectivity and economic growth. As these assets grow in size, complexity and importance, resilience must be built from the start.
“By expanding our Data Center Lifecycle Insurance Program and extending coverage to operating data centres, Aon is helping clients anticipate risk, protect critical assets and invest in digital infrastructure with greater confidence.”
The expansion highlights how brokers are developing increasingly specialised, capital-intensive insurance solutions to support the rapid build-out of global digital infrastructure.
